Active or passive investments — that’s the choice, right? Well, it doesn’t have to be. The financial industry has hotly debated the topic for years and some professionals strictly adhere to an either/or approach. Yet similar to picking specific investments, the client’s needs should be your foremost consideration when determining an overall strategy. Active and passive investment options could be included in the conversation, depending on the client.

For the average investor, fear isn’t easily shook and many are still looking at the markets wondering when the storm will pass. The good news is many of those investors are also revisiting their retirement plans, looking for stability among uncertainty. Now is the time when financial professionals can bring all of their tools to the table and help clients regain some sense of control over their financial futures. For those seeking retirement income, annuities with living benefits may offer welcome diversification and a boost of confidence through guarantees.

Since the beginning of the COVID-19 outbreak, we’ve been inundated with news about the progression of the virus and the recession of the economy. Many Americans are aptly concerned about their retirement savings, feeling like much of the progress they made over the last decade is slipping away. The recent market sell-off may seem alarming but we can find comfort in the history of the markets. It shows us that all things are cyclical and we’ll likely see a return to good times before too long. Instead of making emotional investment decisions, now is a great time for retirement savers to revisit their long-term plans and make sure they’re still on track toward their retirement goals. Part of that could mean rolling over an old 401(k) or IRA into their current LT Trust 401(k). For the retirement saver who isn’t sure why a rollover makes sense, here are a few things to consider.

The boy in red boots was eight years old when he met Marshall, and he could barely manage to walk because of a birth defect that left his feet mangled. “His mother still used a stroller to help him get around. Here in this country, we’d send the kid right away to orthopedics and get his feet fixed,” she said. The boy she’s talking about is a student at Place Bridge Academy and a patient of hers at the School-Based Health Center.

If you want to see what a school looks like when kids feel safe, supported and challenged, visit MLK. When you walk through the doors, you’ll feel a sense of community, you’ll truly believe that the young scholars walking the halls will be the leaders of tomorrow, and you’ll know it’s a place where each and every child is educated as a Whole Child.

While erectile dysfunction medication has served as the go-to answer to erectile dysfunction (ED), it’s not always what men need. And if low libido is the issue, the medication certainly won’t help. Medication for ED might just be a band-aid covering up the true underlying condition — low testosterone. Ignoring the signals can have an incredibly negative impact on your health, wellbeing and your relationships.

Prescribing estrogen blockers for men is old science when it comes to TRT. Estrogen in men can have serious health benefits that shouldn't be overlooked.

One of the greatest satisfactions in life is when hard work pays off. While some may see the day-to-day hustle as “a grind,” we at Trūman see it as a gift, because it’s the sum of our efforts that makes us into the men we want to be. If you’re considering tapping into the benefits of testosterone replacement therapy but worried that someday your work ethic will be questioned like you’re Barry Bonds, it’s time to get acquainted with the difference between testosterone and steroids.

If you’re like most guys who are considering testosterone replacement therapy (TRT), you’re trying to prepare your body and mind for a brighter future, one where you’re living the life you want, on your terms. At the same time, you may be at an age when the threat of prostate cancer is real. If increasing your testosterone levels could potentially cause cancer, the risk likely wouldn’t outweigh the benefits. The good news is: it doesn’t.

Every child deserves a great school and schools like McGlone are proving that it’s possible. When it comes to turning a narrative of low student achievement into a story of success, the McGlone community has a lot to say–that’s why I wanted US Secretary of Education Arne Duncan to get a glimpse of the transformation that’s taken place there over the last few years.

There’s a battle taking place in your mouth and proper dental hygiene, including routine visits to the dentist, can help the good guys win. Luckily, CU Health Plan dental members have an ally in their efforts to fight tooth decay – four free cleaning visits a year.

It’s Breast Cancer Awareness Month and that means women are receiving plenty of messages about risk factors and how to check for signs of cancer. Breast cancer affects more women than almost any other cancer so it’s good to spread the word, but a few important details are often missing.

“We wanted to make sure members have a fun, easy way to answer the age-old question ‘what’s for dinner tonight?’ and we wanted to make sure the answer is always something healthy,” said CU Health Plan Health Coordinator Mallory Bergen. That sentiment is really at the heart of the program, and the service goes even further.

Dallis Howard-Crow knows that healthcare isn’t exactly an industry with easy nine-to-fives. “Our organization is taking care of patients and families; that can make for stressful and sometimes physically demanding jobs,” she said of the essential work taking place at UCHealth. Last week, she kicked off the 2017 biometric screening events by joining her human resources teammates and other colleagues in getting bloodwork tests and body composition measurements.